Investment Management

your investment needs will always come first

As an investment management company, our primary strength, and focus, is helping clients grow and protect their wealth. All aspects of our business have been designed to provide clients with confidence and assurances that their funds are being managed with the utmost fiduciary care and professionalism.

We work in partnership with LPL Financial, who provides compliance oversight and value added support services – such as independent investment research and in-depth due-diligence of mutual funds, private money managers and alternative investments.

When managing money we are focused on bottom-line results. Each account is custom-tailored and managed specifically to meet the unique needs and preferences of each client. We ensure accounts are properly diversified and employ disciplined strategies to reduce market risk and help improve performance. Find out about our Investment Programs, including Strategic Asset Management (SAM) and Manager Select.

Investment Management Process

CWM’s commitment to our clients extends for many years. Our investment management process includes everything from identifying your goals and objectives, to portfolio construction, to making adjustments in the strategy.

  • Establish goals and objectives
  • Determine risk tolerance
  • Develop an asset allocation strategy
  • Develop a comprehensive strategy document (a financial “blueprint” that details client goals and the recommendations that will be implemented)
  • Select portfolio managers, vehicles, and advisory platforms
  • Customize portfolio
  • Rebalance portfolios
  • Evaluate managers and monitor performance
  • Monitor changes in the market and/or the economy that could potentially affect risk/returns
  • Adjust portfolio and investments, if necessary, to address changes in goals or lifestyle
  • Harvest tax gains or losses

Investment Accounts

As a fee-based financial advisor, we offer a wide range of tax deferred accounts and general investment account including:

  • General Individual investment accounts
  • Rollover IRA’s
  • ROTH IRA’s
  • Self employed retirement accounts (SIMPLE and SEP IRA’s)
  • Custodial accounts
  • Trusts
  • Educational funding (529 plans)
  • Charitable gifting (donor advised)

While our focus is providing managed account services, we do offer self-directed brokerage accounts when appropriate.

Investment Products

Through LPL Financial we access a vast menu of non-proprietary investments, including individual stocks and bonds, as well as thousands of top named mutual funds, exchange-traded funds (ETF’s), money market funds, alternative investments, bank CD’s, annuities and other insurance vehicles.